Privacy Policy

Last Updated: March 11, 2026

Introduction

Pacific Assurance Brokers, Inc. (“the Agency,” “we,” “us,” or “our”) respects your privacy and is committed to protecting it through compliance with this policy. This Privacy Policy describes the types of information we may collect from you when you visit pabins.com and our practices for collecting, using, and protecting that data.

1. Information We Collect

We collect several types of information to provide accurate Florida insurance quotes, including:

  • Personally Identifiable Information (PII): Name, postal address, e-mail address, and telephone number.
  • Sensitive Personal Information (SPI): Social Security Numbers, Dates of Birth, and Driver’s License numbers.
  • Risk-Specific Data:
    • Personal Lines (EZLynx): Vehicle (VIN), home construction details, and claims history.
    • Commercial Lines (Thimble): Business type, payroll, and professional classifications.

2. How We Use Your Information

We use information that we collect about you or that you provide to us to:

  • Present our Website and its contents to you.
  • Obtain real-time insurance quotes from Florida-admitted carriers (e.g., Progressive, Travelers, Citizens, Mercury).
  • Process insurance applications, renewals, and endorsements.
  • Comply with Florida state legal and regulatory requirements.

3. Third-Party Integrations & Sharing

We do not sell your personal information. We share data only to facilitate the insurance products you request:

  • Software Integrations: Our site uses secure iFrames from EZLynx and Thimble. Data entered is transmitted directly to these providers.
  • Underwriting: Partner carriers may perform “soft” credit pulls or “Consumer Reports” as part of their standard underwriting process.
  • Payment Portals: Our "Make a Payment" directory redirects you to carrier-owned portals. We do not store your payment card data on our servers.

4. Data Retention & Disposal

We retain your personal information only for as long as is necessary to fulfill the purposes set out in this policy. We maintain and dispose of records in strict accordance with Florida insurance record-keeping laws and legal obligations.

5. Data Security Infrastructure

We implement industry-standard security measures to protect your Nonpublic Personal Information (NPI) in accordance with the Florida Information Protection Act (FIPA). All quoting integrations employ SSL (Secure Sockets Layer) encryption.

6. Your Florida Privacy Rights

As a Florida consumer, you have the right to request access to the personal information we hold, request corrections to inaccurate data, and receive notice in the event of a data breach involving your sensitive information.